Bnk Talk Show Limited T&Cʼs for Goods & Services 

1. Application of Conditions
1.1 The Supplier shall supply and the Customer shall purchase the Goods and Services in accordance with the specification schedule (such as Website, Videos, Blogs, Article, Phone Agreement) of the accepted full paid cleared order which are subject to these Conditions.

1.2 The Contract shall be to the exclusion of any other terms and conditions subject to which any such quotation is accepted or purported to be accepted, or any such order is made or purported to be made, by the Customer.
2. Definitions and Interpretation

2.1 In these Conditions:-
"Business Day" means any day other than a Saturday, Sunday or bank holiday; "the Customer" and or “You” means the person who accepts a quotation or offer of the Supplier for the sale of the Goods and supply of the Services, or whose order for the Goods and Services is accepted by the Supplier;  The “Supplier”, or “us” and or Bank Talks Show.com means the company Bnk Talk Show Limited (The Supplier) of all the Goods and Services from the company Bnk Talk Show Limited and the company Web site.
“Commencement Date” means the commencement date for this agreement as set out in the specification schedule of the accepted paid order
"the Contract" means the contract for the purchase and sale of the Goods and supply of the Services under these conditions;
“these Conditions” means the standard terms and conditions of sale set out in this document and (unless the context otherwise requires) includes any special terms and conditions
agreed in writing between the Customer and the Supplier;
“the Delivery Date” means the date on which the Goods and Services are to be delivered as stipulated in the Customer's order and accepted by the Supplier; “the Goods” means the goods (including any installment of the goods or any parts for them) which the Supplier is to
supply in accordance with these Conditions; “month” means a calendar month;
“the Services” means the Services to be provided to the Customer as set out in the specification schedule of the full paid accepted order; “the Supplier” means Bnk Talk Show Limited, a company registered in England under 7902042;
“writing” and “communications” includes any communications effected by Web site, telex, electronic text, telephone, physical meeting, facsimile transmission, electronic mail such as email, social network or any comparable means.
2.2 Any reference in these Conditions to a statute or a provision of a statute shall be construed as a reference to that statute or provision as amended, reenacted or extended at the relevant time.

2.3 The headings in these Conditions are for convenience only and shall not affect their interpretation.
3. Basis of Sale and Service:

3.1 The Supplier's employees or agents are not authorised to make any representations concerning the Goods and Services unless confirmed by the Supplier in writing. In entering into the Contract the Customer acknowledges that it does not rely on, and waives any claim for breach of, any such representations which are not so confirmed.

3.2 No variation to these Conditions shall be binding unless agreed in writing between the authorised representatives of the Customer and the Supplier.
3.3 Sales literature, price lists and other documents issued by the Supplier in relation to the Goods and Services are subject to alteration without notice and do not constitute offers to sell the Goods which are capable of acceptance. An order placed by the Customer may not be withdrawn,  cancelled or altered prior to acceptance by the Supplier and no contract for the sale of the Goods and Services shall be binding on the Supplier unless the Supplier has issued a quotation which is expressed to be an offer to sell the goods and or services or has accepted an order placed by the Customer by whichever is the earlier of:- 1 the Supplier's written, and or telephone acceptance;

3.4 Delivery of the Goods; or
3.5 the Supplier's invoice.
3.6 Any typographical, clerical or other accidental errors or omissions in any sales literature, quotation, price list, acceptance of offer, invoice or other document or information issued by the Supplier shall be subject to correction without any liability on the part of the Supplier.

3.7  Once goods and services is delivered by the Supplier to the Customer, the Customer accepts and adheres to the Suppliers/Company full terms and conditions of the Goods and Services.
4. The Goods:
4.1 ‘No order’ submitted by the Customer shall be deemed to be accepted by the Supplier unless and until confirmed in writing, email, fax, or telephone communication by the Supplier's authorised representative.
4.2 The specification for the Goods shall be those set out in the Supplier's sales documentation unless varied expressly in the Customer's order (if accepted by the Supplier). [The Goods will only be supplied in the minimum units (or multiples) stated in the Supplier's price list or in multiples of the sales outer as specified. Orders received for quantities other than these will be adjusted accordingly, illustrations, photographs or descriptions whether in catalogues, brochures, price lists or other documents issued by the Supplier are intended as a guide only and shall not be binding on the Supplier.]
4.3 The Supplier reserves the right to make any changes (before, after and during purchase of order & contract of agreement of service and goods) in the specification of the Goods which are required to conform with any applicable safety or other statutory or regulatory requirements or, where the Goods are to be supplied to the Supplier's specification, which do not materially affect their quality or performance. 
4.4 ‘No order’ which has not been accepted by the Supplier may be cancelled by the Customer except with the agreement in writing of the Supplier on the terms that the Customer shall indemnify the Supplier in full against all loss (including loss of profit), costs (including the cost of all labour and materials used), damages, charges and expenses incurred by the Supplier as a result of cancellation.  

4.5  The Supplier at their discretion may accept and make arrangement/agreement to settle all new orders placed by Customer for goods and services with a payment plan as specified in the terms of agreement by the Supplier whether in writing or verbal.  The payment plan arrangement will be to adhere to the rules of payment plan as set out on the Suppliers website.  The Supplier may at their discretion decline such payment plan arrangement and request full payment of goods and services upfront before delivery of the goods/services. 

4.6  Any remainder payment that is not due by a specific date to the Supplier as specified by the Supplier under the payment plan agreement, will be deemed as breach of agreement.  The Supplier reserves the right to collect all debt owing from the Customer, and the Customer shall indemnify the Supplier in full against all loss (including loss of profit), costs (including the cost of all Administration, labour and materials used), damages, charges and expenses incurred by the Supplier as a result of the breach of payment plan not being settled by the Customer to the Supplier as specified in the terms of agreement by the Supplier.  The Supplier reserves the right to cancel any payment plan agreement that has been breached by Customer and remove, cancel, delete all goods and services; such cancelation of goods and services may include but not limited to all digital online product(s) and services, monthly digital/electronic membership sites; non-digital products and services; such as physical place of workshops, seminars and or meetings/consultation. Customers will not be able to re-instate the previous product/service agreement of the original goods and services initially ordered.  The Supplier may by discretion allow Customer to place ‘new’ order for goods and services under similar payment plan.  The Supplier reserves the right to decline a payment plan to the ‘returning’ Customer for any ‘new’ order placed by the Customer based on previous record of the returning Customer who may of breached previous payment plan for goods and services ordered.  The Supplier may request full payment upfront for all new orders placed by the returning Customer.  The Supplier has the right to decline Goods and Services for any new/further order from the returning customer Customer. 

4.7  Due to the nature and supply of Bank Talk Show.com products and services and way it is provided and delivered, (meaning that all goods and services are either digital online products delivered to Customer unique membership site which will be assigned to them at point of order of goods and services and registration of membership to our website; telephone consultation; email consultation; one to one meeting consultation; and or seminars and workshops delivered via ‘Webinars‘ which is a digital online service where Supplier may hold meetings and workshops but by special ‘invitation‘ only,  and or seminars/workshop event on some occasions may be held at any place of address that maybe determined at point of registration of goods and services ordered) with this in mind, you will understand, acknowledge and agree to the following terms of which Bank Talk Show.com ‘opt-out’ of the 7 days distance sales regulations. For the purpose of these terms, by ‘nature’ we refer to ‘electronic/digital’ products/services of which access information to such goods and services will emailed to Customer then registered email address and delivered and uploaded on Customer assigned membership site, which then can be download to customer personal devices, (Not physical product unless specified otherwise), and services such as ‘consultation’ which is delivered either by email, telephone, one to one meeting, group meeting or seminar, or service offered through other such electronic device such as Webinars.  Due to ‘nature’ of the products and services electronically offered, sent, and Supplied by Supplier to the Customer, the process are as follow; upon order of paid products and services, the products/goods are uploaded to Customer assigned membership site immediately upon receipt of order and payment accepted by Supplier, the fact that products and services can be ‘downloaded’ to electronic device by the Customer immediately upon receipt of the product/services; such electronic devices we make reference to maybe personal or public computers, laptops, iPads, iPods, MP3, or other electronic devices used for downloading Supplier products and services such as USB, Flash Card and or other memory stick devices etc.  Other downloadable alternative methods that can be used/copied by the Customer(s) are example of when our digital goods can be printed, or other electronic methods can be used to ‘record’ audios of the Suppliers products with a recording device either built into the Customer hardware device or external software recording systems supplied by other suppliers such as ‘Camtasia’ Screen Casting recordings for both audio and visuals or other such Audio and or Visual screen recordings software which can be installed on Customer software or hardware systems. With all of the above reasons and high possibilities of such action that can be exercised by the Customers, and the fact that these actions if exercised and taken by the customer(s) there are no steps of action or process that the Supplier can use to check or investigate (or to gain any physical evidence on Supplier systems) that any such electronic/digital devices were used by the Customer to download, record and or print the Suppliers products/materials, therefore, due to lack of resources available to the Supplier who will not be able to prove such deceptive act was/is committed by customer, and if such Customer was allowed refund, this will mean that the customer can and will get away with keeping all of the Suppliers Goods and Services (which Customer  downloaded, recorded and or printed) without payment to the Supplier for their Goods and Services.  Due to the possible circumstances that has high probability of arising, (as these recording and downloading services are readily available to the mass and easily accessible) this deems to be unfair under the unfair trading Act, in light of these definition and the fact that these action can be of definite circumstance, Bank Talk Show.com are granted to exercise and apply the same ‘Exemption’ of the Opt-Out rule from the 7 Days Distance Sales Act as has been granted to the ‘Travel Insurance’ Company, and iTunes company for ‘digital’ sales and service of their products and services that are not ‘tangible’ hard copy of company products, and the fact that these are the very product that are vulnerable to fraud the Supplier, Bank Talk Show.com Opt-out of the 7 Days Distance Sales Act.  With these reasons taken into consideration and the fact that full explanation of our company products and services are electronically provided via our Web site brochure such as free Web site videos and Web site content and Web site text explanations of our products and services, along with offer of further services such as telephone and or email communications/consultations with our company (our company agent), You (the customer) agree and acknowledge that You Opt-Out of the 7 Days Distance Sales terms and conditions and no refunds or cancelation of all ‘delivered’ and paid for goods and services will be offered or given.  Since our paid products and services are already largely discounted, there will be no option or room for negotiation in regards to further price decrease of special price offer negotiation unless the Supplier; Bank Talk Show.com decide to offer such further discounts on certain promotional offers that may include further discounts to our Goods and Services from time to time. 

5. The Services
5.1 With effect from the Commencement Date the Supplier shall, in consideration of the Fees being paid in accordance with the Terms of Payment will provide the services expressly identified in the specification schedule/accepted order otherwise agreed under this agreement.
5.2 The Supplier will use reasonable care and skill to perform the services identified in the specification schedule/accepted order or otherwise agreed under this agreement.
5.3 The Supplier shall use all reasonable endeavors to complete its obligations under the Schedule, but time will not be of the essence in the performance of these obligations.
6. Price
6.1 The price of the Goods and Services shall be the price listed in specification schedule of the accepted order, current at the date of acceptance of the Customer's order or such other price as may be agreed in writing by the Supplier and the Customer.
6.2 Where the Supplier has quoted a price for the Goods/Service other than in accordance with the Supplier's published price list the price quoted shall be valid for 1 day only or such lesser time as the Supplier may specify.
6.3 The Supplier reserves the right, by giving notice to the Customer at any time before delivery, to increase the price of the Goods and Services to reflect any increase in the cost to the Supplier which is due to any factor beyond the control of the Supplier (such as, without limitation, any foreign exchange fluctuation currency regulation, alteration of duties, significant increase in the
costs of labour, materials or third party cost increase and or other costs of manufacture), any change in delivery dates, quantities or specifications for the Goods and services which are requested by the Customer, or any delay caused by any instructions of the Customer or failure of the Customer to give the Supplier adequate information or instructions.
6.4 Except as otherwise stated under the terms of any quotation/specification schedule/accepted order agreement, or in any price list of the Supplier, and unless otherwise agreed in writing between the Customer and the Supplier, all prices are inclusive of the Supplier's charges for packaging and electronic transport of the order, but all price quotation of company goods and services is exclusive of any physical transportation of products such as any physical products and services requiring posting of the delivery of the product, and or services requiring physical meeting may include a one to one or group consultation or group seminar as specified in the specification schedule/accepted order.
6.5 The price is exclusive of any applicable value added tax excise, sales or taxes or levies of a similar nature which are imposed or charged by any competent fiscal authority in respect of the Goods and Services, which the Customer shall be additionally liable to pay to the Supplier.
7. Payment
7.1 All payments required to be made pursuant to this Agreement by either party shall be made within 1 day of the date of the relevant invoice or as per specification schedule, without any set-off, withholding or deduction except such amount (if any) of tax as that party is required to deduct or withhold by law.
7.2 The time of payment shall be of the essence of these terms and conditions. If the Customer fails to make any payment on the due date in respect of the price or any other sum due under these terms and conditions then the Supplier shall, without prejudice to any right which the Supplier may have pursuant to any statutory provision in force from time to time, have the right to
charge the Customer interest on a daily basis at an annual rate equal to the aggregate of 4% per cent and the base rate of 0.5% from time to time on any sum due and not paid on the due date. Such interest shall be calculated cumulatively on a daily basis and shall run from day to day and accrue after as well as before any judgement.
7.3 All payments shall be made to the Supplier as indicated on the form of acceptance or invoice issued by the Supplier.
7.4 All Payments made by customer for any or all Goods and Services agreed and delivered by Supplier is non-refundable.
8. Delivery and Performance

8.1 Delivery of the Goods/Services shall be made by the Supplier delivering the Goods/ Service via electronic means either via telephone, email, social network, or uploading of products to Customer assigned membership site, or electronic services such as consultation provided via telephone, email, social networks, or actual physical meeting to provide a one to one or group consultation, including seminars etc to the  place in the United Kingdom specified in the specification schedule.
8.2 The Delivery Date is approximate only and time for delivery shall not be of the essence unless previously agreed by the Supplier in writing. The Goods may be delivered by the Supplier in advance of the Delivery Date upon giving reasonable notice to the Customer.
8.3 If the Customer fails to take delivery of the Goods/Services or any part of them on the Delivery Date and/or fails to provide any instructions, documents, licences, consents or authorisations required to enable the Goods to be delivered on that date, the Supplier shall be entitled upon given written notice to the Customer to store or arrange for the storage of the Goods and then
notwithstanding the provision of Condition 10.1 of these Conditions risk in the
Goods shall pass to the Customer, delivery shall be deemed to have taken place and the Customer shall pay to the Supplier all costs and expenses including storage and insurance charges arising from such failure.
8.4 With effect from the Commencement Date the Supplier shall, in consideration of the amount(s) being paid in accordance with the specification schedule, provide the services expressly identified in the specification schedule or otherwise agreed under this agreement.
9. Non-Delivery of Goods and Services:
9.1 If the Supplier fails to deliver the Goods or Services and any of them on the Delivery Date other than for reasons outside the Supplier's reasonable control or the Customer's or its carrier's fault:-
1 if the Supplier delivers the Goods and Services at any time thereafter the Supplier shall have no liability in respect of such late delivery;
10. Risk and Retention of Title:
10.1 Risk of damage to or loss of the Goods shall pass to the Customer at:
1 in the case of Goods to be delivered at the Supplier's premises, the time when the Supplier notifies the Customer that the Goods are available for collection;
2 in the case of physical Goods to be delivered otherwise than at the Supplier's premises, the time of delivery or, if the Customer wrongfully fails to take delivery of the Goods, the time when the Supplier has tendered delivery of the Goods; or

3 in the case of goods being installed by the Supplier, the time that the Supplier notifies the Customer that the installation is complete.
10.2 Notwithstanding delivery and the passing of risk in the Goods, or any other provision of these Conditions, legal and beneficial title of the Goods shall not pass to the Customer until the Supplier has received in cash or cleared funds payment in full of the price of the Goods.
10.3 [Sub-clause 10.2 notwithstanding, legal and beneficial title of the Goods shall not pass to the Customer until the Supplier has received in cash or cleared funds payment in full of the price of the Goods and any other goods supplied by the Supplier and the Customer has repaid all moneys owed to the Supplier, regardless of how such indebtedness arose.]
10.4 Until payment has been made to the Supplier in accordance with these Conditions and title in the Goods has passed to the Customer, the Customer shall be in possession of the Goods as bailee for the Supplier and the Customer shall store the Goods separately and in an appropriate environment, shall ensure that they are identifiable as being supplied by the Supplier and shall insure the Goods against all reasonable risks.
10.5 The Customer shall not be entitled to pledge or in any way charge by way of security for any indebtedness any of the goods which remain the property of the Supplier, but if the Customer does so all money owing by the Customer to the Supplier shall (without prejudice to any other right or remedy of the Supplier) forthwith become due and payable.
10.6 The Supplier reserves the right to repossess any Goods/Services in which the Supplier
retains title without notice. In the event of repossession the Customer shall deliver up to the Supplier all Goods in which title has not passed, the cost of which shall be born by the Customer.
10.7 The Customerʼs right to possession of the Goods in which the Supplier maintains legal and beneficial title shall terminate if;
1 The Customer commits or permits any material breach of his
obligations under these Conditions;
2 The Customer is or becomes the subject of a bankruptcy order or takes advantage of any other statutory provision for the relief of insolvent debtors.
11. Assignment
11.1 The Supplier may assign the Contract or any part of it to any person, firm or company.
11.2 The Customer shall not be entitled to assign the Contract or any part of it without the prior written consent of the Supplier.
12. Defective Goods
12.1 If on delivery any of the Goods are defective in any material respect and either the Customer lawfully refuses delivery of the defective Goods or, if they are
signed for on delivery "condition and contents unknown" the Customer gives written notice of such defect to the Supplier within three business days of such delivery, the Supplier shall at its option:-
1 replace the defective Goods within 14 days of receiving the Customer's notice; or
2 refund to the Customer the price for the goods which are defective; but the Supplier shall have no further liability to the Customer in respect thereof and the Customer may not reject the Goods if delivery is not refused before or date of receipt of delivery or notice give by the Customer as aforesaid.
12.2 No Goods may be returned to the Supplier without the prior agreement in writing of the Supplier. Subject thereto any Goods returned which the Supplier is satisfied were supplied subject to defects of quality or condition which would not be apparent on inspection shall either be replaced free of charge or, at the Supplier's sole discretion the Supplier shall refund or credit to the Customer the price of such defective Goods but the Supplier shall have no further liability
to the Customer.
12.3 The Supplier shall be under no liability in respect of any defect arising from fair wear and tear, or any wilful damage, negligence, subjection to normal conditions, failure to follow the Supplier's instructions (whether oral or in writing), misuse or alteration of the Goods without the Supplier's approval, or any other act or omission on the part of the Customer, its employees or agents
or any third party.
12.4 Goods, other than defective Goods returned under Conditions 12.1 or 12.2, returned by the Customer and accepted by the Supplier may be credited to the Customer at the Supplier's sole discretion and without any obligation on the part of the Supplier.
12.5 Subject as expressly provided in these Conditions, and except where the Goods are sold under a consumer sale, all warranties, conditions or other terms implied by statute or common law are excluded to the fullest extent permitted by law.
12.6 The Customer shall be responsible to ensure that, except to the extent that instructions as to the use or sale of the Goods are contained in the packaging or labelling of the Goods, any use or sale of the Goods by the Customer is in compliance with all applicable statutory handling and sale of the Goods by the Customer is carried out in accordance with directions given by the Supplier or
any competent governmental or regulatory authority and the Customer will indemnify the Supplier against any liability loss or damage which the Supplier might suffer as a result of the Customer's failure to comply with this condition.
13. Right to Return Faulty Goods
13.1 If the Customer receives faulty/damaged Goods purchased from the Seller, the Customer may return the Goods to the Seller and obtain an exchange of the identical or similar Goods, provided:-
1 The Customer informs the Seller of the decision to return and exchange the faulty good within 3 Calendar Days of delivery of the Goods; and
2 The Goods are returned in their original condition; and
3 [The Goods are returned in accordance with condition 13.3 below.]
13.2 While the Goods remain in the Sellerʼs possession the Seller is under a duty to ensure that the Goods are kept safe and secure.
13.3 Where the Goods are custom made to the order of the Buyer, the Buyer shall not be entitled to return the Goods unless the Goods are faulty. The statutory rights of the Buyer are unaffected.
14. Customer's Default:
14.1 If the Customer fails to make any payment on the due date then, without prejudice to any other right or remedy available to the Supplier, the Supplier shall be entitled to:-
1 cancel the order or suspend any further deliveries of Goods and
Services to the Customer;
2 appropriate any payment made by the Customer to such of the Goods and Services (or the goods and services supplied under any other contract between the Customer and the Supplier) as the Supplier may think fit (notwithstanding any purported appropriation by the Customer); and
14.2 This condition applies if:-
1 the Customer fails to perform or observe any of its obligations hereunder or is otherwise in breach of the Contract; or
2 the Customer becomes subject to an administration order or makes any voluntary arrangement with its creditors (within the meaning of the Insolvency Act 1986) or (being an individual or firm) becomes bankrupt or (being a company) goes into liquidation; or
3 an encumbrancer takes possession, or a receiver is appointed, of any of the property or assets of the Customer; or
4 the Customer ceases, or threatens to cease, to carry on business; or
5 the Supplier reasonably apprehends that any of the events mentioned
above is about to occur in relation to the Customer and notifies the Customer accordingly.
14.3 If this Condition applies then, without prejudice to any other right or remedy available to the Supplier, the Supplier shall be entitled to cancel the Contract or suspend any further deliveries under the Contract without any liability to the Customer, and if the Goods have been delivered but not paid for the price shall become immediately due and payable notwithstanding any previous agreement or arrangement to the contrary.
15. Liability
15.1 If the Supplier fails to perform the service with care and skill it will carry out remedial action at no extra cost to the Customer. If no remedial action is possible the Supplier will pay for the damage caused.
15.2 The Customer shall indemnify the Supplier against all damages, costs, claims and expenses suffered by the Supplier arising from loss or damage to any equipment (including that of third parties) caused by the Client, or its agent or employees.
15.3 Where the Customer consists of two or more persons such expression throughout shall mean and include such two or more persons and each or any of them. All obligations on the part of such a Customer shall be joint and several obligations of such persons.
16. Communications
16.1 All communications between the parties about the Contract shall be in either writing, electronic communication such as telephone, text, email, social network site, company Web site forum and or delivered by hand or sent by pre-paid first class post or sent by fax or sent
by electronic mail (email) and other electronic methods such as upload of contract to Customer assigned membership site:
1 (in the case of communications to the Supplier) to its registered office or such changed address as shall be notified to the Customer by the Supplier; or

2 (in the case of the communications to the Customer) to the registered office of the addressee (if it is a company) or (in any other case) to any address of the Customer set out in any document which forms part of the Contract or such other address as shall be notified to the Supplier by the Customer.

16.2 Communications shall be deemed to have been received:
1 if sent by pre-paid first class post, two Business Days after posting (exclusive of the day of posting); or
2 if delivered by hand, on the day of delivery; or
3 if sent by fax or electronic mail on a Business Day prior to 4.00 pm, at the time of transmission and otherwise on the next Business Day.  If communicated by telephone or company Website forum, and or other social network site.
16.3 Communications addressed to the Supplier shall be marked for the attention of Bnk Talk Show Limited, or Bank Talk Show.com
17. Force Majeure:
17.1 In the event that either party is prevented from fulfilling its obligations under this Agreement by reason of any supervening event beyond its control including but not limited to war, national emergency, flood, earthquake, strike or lockout (subject to Sub-clause 17.2) the party shall not be deemed to be in breach of its obligations under this Agreement. The party shall immediately give notice of this to the other party and must take all reasonable steps to resume performance of its obligations.
17.2 Sub-clause 17.1 shall not apply with respect to strikes and lockouts where such action has been induced by the party so incapacitated.
17.3 Each party shall be liable to pay to the other damages for any breach of this Agreement and all expenses and costs incurred by that party in enforcing its rights under this Agreement.
17.4 If and when the period of such incapacity exceeds 2 months then this Agreement shall automatically terminate unless the parties first agree otherwise in writing, electronic communication such as fax, email, social network site, company Web site forum and or verbal communication agreement via telephone.
18. Waiver:
No waiver by the Supplier of any breach of the Contract by the Customer shall be considered as a waiver of any subsequent breach of the same or any other provision.
19. Severance:
If any provision of these Conditions is held by any competent authority to be invalid or unenforceable in whole or in part the validity of the other provisions of these Conditions and the remainder of the provision in question shall not be affected thereby.
20. Third Party Rights:
A person who is not a party to the Contract shall have no rights under the Contract pursuant to the Contracts (Rights of Third Parties) Act 1999.

21. Governing Law and Jurisdiction
These terms and conditions shall be governed by the laws of England and Wales and the parties agree to submit to the exclusive jurisdiction of the English and Welsh courts.